Privacy and Cookies Policy
Effective Date: May 5, 2025
At cchero.net, we respect your privacy and are committed to being transparent about how we handle your data. This Privacy and Cookies Policy explains what information we collect, why we collect it, and how we use it to deliver and improve our services.
Our platform allows users to manually track income, expenses, and group-based balances without connecting to any banks or external financial institutions. We aim to make managing finances simpler and more private for individuals and groups alike.
By using our website, you agree to the practices described in this policy. If you have any questions or concerns, you can always reach out to us directly.
1. Information We Collect
a. Personal Information
We collect the following data directly from users:
Email address (required)
Name (required)
Profile image (optional)
b. Automatically Collected Information
When you use our services, we automatically collect limited information, such as:
Browser and device type
Operating system
Pages visited and time spent on the site
This data may be collected through trusted third-party tools for analytics and performance monitoring purposes.
2. How We Use Information
We use collected information to:
Provide and maintain core features (expense/income tracking, analytics)
Authenticate users securely
Monitor platform performance and usage trends
Debug and improve service reliability
Respond to user inquiries
We do not access, link to, or store any financial institution data. All income and expense records are manually entered by users.
3. Legal Bases for Processing
We process your data based on:
Consent: When you voluntarily submit personal information
Contract: To deliver requested services to registered users
Legitimate Interests: To improve our platform and monitor service usage
4. Cookies and Tracking Technologies
We use cookies strictly for:
Authentication: Maintaining user login sessions securely
Analytics: Gathering usage data to improve performance
Managing Cookies
You may control or disable cookies through your browser settings. Doing so may affect some site functionality.
We do not use cookies for advertising or third-party tracking unrelated to analytics.
5. Sharing and Disclosure of Data
We do not sell or rent your personal data. We may share limited information only with:
Service providers: Hosting and analytics providers
Legal authorities: If required to comply with law, regulation, or court order
These third-party services are expected to handle data securely and in alignment with this policy.
6. Data Retention
We retain personal information for as long as your account is active or as needed to provide our services. Upon your request or account deletion, we will delete your data unless legally required to retain it.
7. Your Rights
Depending on your location, you may have the right to:
Access the personal data we hold about you
Correct inaccurate or outdated information
Request deletion of your account and data
Object to or restrict certain types of data processing
8. International Visitors
If you are visiting from the European Union, United Kingdom, or other regions with privacy laws, please note that your information may be transferred to and stored in servers located outside your jurisdiction. We take steps to ensure appropriate safeguards are in place.
9. Security Measures
We take your data seriously and apply technical and organizational security measures, including:
HTTPS encryption
Authentication safeguards
Secure data storage and access controls
10. Changes to This Policy
We may update this Privacy and Cookies Policy from time to time. When we do, we’ll revise the "Effective Date" and notify users of significant changes through our website or email.
11. Contact
If you have questions or concerns about this Privacy and Cookies Policy or your personal data, contact us at info@cchero.net